Category finance

How to protect ourselves from online fraud?

While most people are trustworthy, not everyone is trustworthy. When it comes to our finances we can never be too careful, especially if we are responsible for caring three generations of people who depend on us (our parents and children). On 20180208, a friend from USA was sharing about his colleague who had to spend […]

What are the future of our education?

We live in a world of change, not rapid but accelerating change. As a mother of little children, I often ponder on and attempt to predict on the future of our education, including the increasingly expensive tertiary education. In a series of attempts to financially and quantitatively rescue Paul Quinn College, textbooks have been substituted […]

What can we learn from Sisters?

During our first trip to Scotland, I bought a novel entitled Sisters written by Danielle Steele for either 2 or 3 pounds from a charity shop. It was a bargain, but my father spent some efforts to carry our stuff (including the novel) especially in our dwelling in London [1]. In summer 2017, after my […]

How to stay safe from pickpockets?

Some years ago, a friend [1] experienced a pickpocket while in Barcelona – a notorious pickpocket capital of the world, according to the Mail Online. To prepare for our trip to Barcelona in Spring 2017, I do my best that we will leave with positive impressions of Barcelona, particularly the magical La Sagrada Familia. Don’t […]

How to earn more money?

On 20161125 while visiting a friendly colleague, I learned from him that his fellow colleagues who have worked for over 5 years did not get any raise in salary. On 20161128, a colleague who will move to Australia in 2017 shared with me that he has not been allowed to request for a promotion since […]

How to protect credit cards from smart thieves who do not physically touch or steal the cards?

On 20161126, the paternal grandfather of Little Prince and Little Princess sent us a video of how a cyber-security expert pretended asking for an innocent question (e.g. is there a Macy in this mall) while waving his tablet pouch (but there were RFID card readers inside the pouch!) Thankfully, he was not a digital pickpocket. […]

How to raise frugal children?

On 20161123, while I washed Little Princess’ 1st clothes that I bought for her and were chosen by her maternal granny, I thought of an idea to allow Little Prince to learn how to wash his own clothes with hotel shampoo, so that he will grow up as an independent and frugal boy and man. […]